The Evolution of Insurance for Electric Vehicles

The shift to electric vehicles (EVs) is accelerating, with more businesses and private clients switching to greener transport. However, while EVs are the future of driving, they bring unique insurance considerations that standard motor policies may not address.

At TMD, we specialise in insurance for motor traders, fleet operators, and private clients—including tailored cover for electric vehicles.
 
What makes EV insurance different?

  • Battery cover: The battery is one of the most valuable (and vulnerable) components
  • Repair networks: EV repairs often require specialist garages and equipment
  • Charging equipment: Home or commercial charging points may need separate cover
  • Reduced maintenance risks but new exposure to electrical faults and cyber risks

Who needs EV-ready insurance?
Private owners of electric cars, motor traders working on or selling EVs, fleet operators integrating EVs into their business, or companies using e-mobility for last-mile logistics.
 
Our business is your protection
Whether you run a garage, manage a fleet, or drive electric personally, our team can help you find the right cover for your EV.
 
Don’t let insurance slow your journey. Speak to us today about EV-ready insurance solutions that drive your protection forward.
 

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TMD Insurance Group is a trading style of Tony McDonagh & Co Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). FRN:307258