Supporting More of the ‘Out of the Ordinary’ Risks
We’re delighted to announce exciting updates to our Non-Standard Motor Insurance offering at TMD. This change makes finding cover for those harder-to-place or specialist risks even easier than ever.
We understand that not every driver or vehicle fits the standard mould. Whether it’s high or mid-net worth clients, car enthusiasts, or drivers with previous claims or convictions, our expanded product provides flexible, tailored solutions that traditional markets often decline.
Our underwriters now have a more relaxed and data-driven approach, enabling quicker decisions and broader acceptance criteria. Below are some of the key enhancements:
Increased Tracker Threshold: Standard tracker requirement now applies to vehicles valued above £60,000 (previously £50,000).
Tesla and Porsche Now Covered: All Tesla models and Porsche Taycans are now covered.
Jaguar Land Rover Accepted: Models from 2019 onwards accepted with no additional security or parking requirements.
Vehicle Modifications: This allows up to ten modifications per vehicle
Expanded Occupations: Cover available for sports and entertainment professionals, including sound technicians, performers, and crew.
Further enhancements are in the pipeline, including updates to vehicle parking locations and maximum vehicle values.
This development marks a major step forward in supporting our clients who’ve struggled to find suitable cover in the past. By combining underwriting flexibility with a deep understanding of niche risks, we’re helping to make insurance more accessible, efficient, and fair.
Our business is your protection.
If you’d like to discuss a particular risk or learn more about our Non-Standard Car product, contact our team.
📞 01992 703 000
📧 insurance@mcdonaghs.co.uk