Protecting High Net Worth Clients
At TMD, we understand that for High Net Worth (HNW) clients, insurance isn’t just about policies - it’s about trust, understanding, and protecting what matters most.
With over 50 years of experience, our dedicated Private Clients division offers bespoke insurance solutions tailored specifically for individuals with significant assets to protect, ranging from rare art collections and luxury vehicles to historic estates and bespoke properties.
Why High Net Worth Insurance Requires Specialist Expertise
Unlike standard insurance policies, High Net Worth insurance needs to reflect each individual's unique requirements, such as lifestyle needs, and risks associated with wealth. Standard off-the-shelf insurance policies can often fall short, potentially leaving critical gaps in cover.
At TMD, we go further by offering:
Tailored solutions: Every policy is built around your specific assets, needs, and expectations.
Specialist valuations: Ensuring accurate cover for rare items such as fine art, jewellery, antiques, and unique properties.
Worldwide protection: Perfect for people who travel frequently or own multiple homes internationally.
Private vehicle collections: Bespoke motor policies that cover rare, classic, or luxury car collections with specialist repair and agreed-value options.
Our business is your protection, and when it comes to High Net Worth insurance, we leave nothing to chance- that’s where our exceptional service lies at the heart of every client relationship. That’s why our HNW clients benefit from:
- Dedicated Account Managers offering one-to-one service
- Proactive risk management advice to prevent losses before they occur
- Fast and discreet claims handling, minimising disruption
- Regular policy reviews to keep cover aligned with evolving lifestyles and new acquisitions
As a Chartered Insurance Broker, we adhere to the highest professional standards, placing integrity, knowledge, and client care at the forefront of everything we do.
Whether it's securing a Grade II-listed manor house, a fleet of supercars, or a globally significant art collection, our bespoke policies ensure your most valuable possessions are properly protected.
We work with a carefully selected panel of leading insurers who specialise in High Net Worth coverage, meaning you benefit from market-leading terms combined with our personal, expert guidance.
Whether you’re reviewing existing cover, acquiring a new asset, or simply seeking the peace of mind that comes with working with true specialists, our team is here to help.
📞 To discuss your private insurance needs confidentially, please contact us on 01992 703 000, email insurance@mcdonaghs.co.uk or click here.